A recent study by Consumer Reports shows that 60 percent of all homes in the U.S. are underinsured by 20 percent.

Homeowners insurance might not be the most riveting topic, but learning even just the basics about homeowners coverage and your policy can come in handy if you face a property loss.

While Floridans might be lathering on the sunscreen and strolling along the beach instead of gazing at that early fall foliage like our northern neighbors, homeowners in the Sunshine State should still think about preparing their homes for the upcoming season change.

Floridians are all to familiar in dealing with the inconveniences of having no power in the aftermath of a hurricane and while having a portable generator can ease that burden, if it's not operated properly it can also be deadly.